According to a new study, there are currently over 12 million Brits waiting to see an NHS dentist.
To avoid the three-year-long waiting lists, many patients are seeking private treatments – despite the higher price points.
If you’re one of the hundreds of thousands of people turning to private dental care, you might be looking for a way to help you budget for your treatment.
The answer? Dental insurance.
Dental insurance policies cover a range of different treatments and allow you to claim some (or all, in some cases) of your money back.
But which treatments does dental insurance actually cover?
Our experts here at The Smile Boutique explain everything you need to know in this article.
If you’ve looked into private dental treatments, you’ll have noticed that they’re much pricier than NHS alternatives.
A simple check-up with an NHS dentist will only set you back around £28, but prices can be as high as £70 depending on the dental practice you go to.
More expensive? Yes.
Worth it? Definitely.
When you go private, you won’t be subject to NHS waiting times and you’ll be able to get the treatment you need much more quickly. Private dentists also have access to higher-quality equipment and you’ll benefit from a wider range of speciality care.
Some treatments, such as dental implants, for example, are only usually available privately – so you may have no choice but to go private.
And with dental insurance, you’ll be able to claim some of your money back.
If you require more information about private dentist in Peterborough prices, get in touch with our specialists at The Smile Boutique.
Dental insurance covers many different types of dental treatments, and if you’re considering private treatment, an insurance policy will be more than worth it.
Most dental insurance policies will cover check-ups, dental x-rays and hygiene treatments, restorative treatments such as crowns and fillings, and dental accidents and emergencies.
But what about other treatments, like braces and Invisalign, or dental implants?
You may be able to find a dental insurance policy that covers the cost of orthodontic treatments, but 9 times out of 10, this will only be the case if braces are deemed medically necessary.
Since Invisalign is an elective treatment, it’s typically not covered by dental insurance.
If you’re a suitable candidate for Invisalign, some policies may cover a portion of the cost of your treatment with a referral from your dentist or orthodontist. And again, the treatment needs to be deemed medically necessary – i.e., you have severe misalignment that’s causing pain, and speech problems and affecting your ability to chew.
If a policy does cover Invisalign, it will shoulder anywhere between 20-25% of the overall treatment cost.
Cosmetic dentistry – including dental implants – isn’t usually covered by dental insurance, as there are cheaper tooth replacement alternatives available.
However, this depends entirely on the provider you choose, and some may allow you to claim a certain amount of your money back for cosmetic treatments per year. So, it’s always worth checking if you already have a dental insurance policy in place.
Dental insurance costs vary massively, depending on, again, the provider you go with as well as the level of cover you choose.
You can expect to pay between £70-£300 per year for dental insurance, and the cheaper your policy, the lower the payouts and fewer benefits you’re entitled to per year.
If you’re considering orthodontics in Peterborough, Invisalign in Peterborough or dental implants in Peterborough, and need more information about how dental insurance or other payment methods can help cover the cost of your treatment, be sure to contact our friendly experts.
You can reach us by calling the practice on 01733 551 534 or emailing [email protected] and we’ll be in touch with further details!
The treatment and professionalism given to me by all members of staff and Mr MIskry was superb.
Very pleased to have made the initial decision to have treatment, better expected result!
Timely friendly professional treatment with a smile
Great work really pleased with final result
Lovely friendly staff, great hygienist and dentist. Would not go back to an NHS dentist.
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